Chase +1SM Student MasterCard

Issuer: Chase Manhattan Bank

Intro APR: 0%


Apply now for the new Chase +1 credit card

A custom credit card program that
  • lives on facebook
  • provides essential financial education
  • offers Low Intro APR and No Annual Fee
  • rewards you with Karma Points you can use to get the stuff you want in the Chase +1 store

Annual Percentage Rate (APR) for purchases
A 0% fixed APR for the first 6 billing cycles following the opening of your account. After that, 14.99% variablea or 19.99% variable, depending on our review of your application and credit history.

Variable rate information
The following APRs may vary monthly based on the Prime Rate:
Purchase and Balance Transfer APR: The Prime Rate plus, as applicable, 9.99% or 14.99% for outstanding and new balances after the introductory period.
Cash Advance APR: The Prime Rate plus 15.99%.
Default APR: The Prime Rate plus up to 23.99%.

Grace period for repayment of purchase balances
At least 20 days.


Apply for Chase +1SM Student MasterCard


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Lower Your Credit Card Interest Now!

With today’s credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple purchase and ultimately may take you years to pay off instead of months, should you make the minimum payment allowed. People often just pay the minimum balance as a way to improve their credit rating; this couldn’t be a more dangerous way to increase your credit score. Leveraging the credit card company to say “Uncle” to your ability to switch over is easier than you think.

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